Travel Insurance: Activities, sports & adventures covered by World Nomads

This information is for residents of Helpdesk Global only.

We like to think we know most of the adventures and activities our World Nomads love. If a sport or activity is not listed it may have slipped by us or it may not be covered. Check with us if you’re not sure.

Activity Level Special Conditions Special Exclusions
Abseiling (rappelling, rapping, rap jumping, deepelling, abbing) See also climbing, mountaineering and expeditions. Level 1 N/A 3
Acrobatics (see gymnastics or trapeze) Not covered N/A N/A
Aerial safari Level 1 N/A N/A
Aerobics Level 1 N/A N/A
Air guitar Level 1 N/A N/A
American Football (Gridiron) Level 1 N/A N/A
Archery Level 1 N/A N/A
Athletics Level 1 N/A N/A
Au Pair/nanny (paid or volunteer childcare) Level 1 N/A N/A
Australian Rules Football (AFL) Level 1 N/A N/A
Backpacking up to 3,000 metres Level 1 N/A N/A
Backpacking up to 6,000 metres Level 3 N/A N/A
Backpacking over 6,000 metres Not covered N/A N/A
Badminton Level 1 N/A N/A
Ballet Level 1 N/A N/A
Ballooning - hot air Level 1 N/A N/A
Ballroom dancing Level 1 N/A N/A
Banana Boat Rides Level 1 N/A N/A
Bar work (hospitality, manual work) Level 1 N/A N/A
BASE Jumping/B.A.S.E. Jumping Not covered N/A N/A
Baseball Level 1 N/A N/A
Basketball Level 1 N/A N/A
Bicycle polo Level 2 N/A N/A
Big Game Hunting Not covered N/A N/A
Black Water Rafting (cave tubing) (grades 1 - 5) Level 1 N/A N/A
BMX - off road/on track/cross country (see also mountain biking) Level 3 N/A 1
BMX - on road Level 1 N/A 1
Boating (outside coastal waters/beyond 3 nautical miles) Level 1 N/A N/A
Boating (inland/coastal waters) Level 1 N/A N/A
Bobsled (non-snow track) Level 1 N/A N/A
Bobsled/Bobsleigh (in snow) Level 1 1 N/A
Bouldering (see also rock climbing) Level 2 N/A N/A
Bowling (lawn, ten-pin, nine-pin, candlepin, duckpin and five-pin bowling, bowls, pétanque & boules) Level 1 N/A N/A
Boxing (gym or outdoor training) Level 1 1 N/A
Bull riding Not covered N/A N/A<
Bungee/Bungy jumping Level 1 N/A 5
Bushwalking up to 3,000 metres Level 1 N/A N/A
Bushwalking up to 6,000 metres Level 3 N/A N/A
Bushwalking over 6,000 metres Not covered N/A N/A
Bushcraft Level 1 N/A N/A
Camel Riding (day tour/single ride) Level 1 N/A N/A
Camel Trekking (overnight/main mode of transport) Level 1 N/A N/A
Camping up to 3,000 metres (see also mountaineering and expeditions) Level 1 N/A N/A
Camping up to 6,000 metres (see also mountaineering and expeditions) Level 3 N/A N/A
Camping over 6,000 metres Not covered N/A N/A
Canoeing (beyond 3 nautical miles) Level 2 N/A N/A
Canoeing (inland or coastal waters grades 1 - 5) Level 1 N/A N/A
Canoeing (outside coastal waters, including sea canoeing) Level 2 N/A 4
Canyon Swing Level 1 N/A N/A
Canyoning Level 1 N/A N/A
Capoeira Dancing Level 1 N/A N/A
Cave diving (see Scuba diving) Not covered N/A N/A
Cave tubing Level 1 1 N/A
Cavern diving (over 40 metres) Not covered N/A N/A
Cavern diving (to 40 metres - see also Scuba diving) Level 3 4 2
Caving (sightseeing/tourist attraction) Level 1 N/A N/A
Caving/spelunking/potholing Level 3 N/A N/A
Cheerleading Level 1 N/A N/A
Clay Pigeon Shooting Level 1 N/A N/A
Cliff diving Not covered N/A N/A
Competing at international events as a national representative Not covered N/A N/A
Crewing of a vessel less than 60 miles from a safe haven Level 2 N/A N/A
Crewing of a vessel more than 60 miles from a safe haven Not covered N/A N/A
Cricket Level 1 N/A N/A
Croquet Level 1 N/A N/A
Cruising (passenger on a cruise ship) Level 1 N/A N/A
Cruising (crewing on a cruise ship) Not covered N/A N/A
Curling Level 1 N/A N/A
Cycling (incidental to the trip; independent touring; on organised tour, up to 3,000 metres in elevation) Level 1 N/A N/A
Cycling (incidental to the trip; independent touring; on organised tour, up to 6,000 metres in elevation) Level 3 N/A Cycling Yungas Road (Death Road)
Cycling (over 6,000 metres in elevation) Not covered N/A N/A
Dance (ballet, ballroom, capoeira, salsa, interpretive dance) Level 1 N/A N/A
Dancing Level 1 N/A N/A
Darts Level 1 N/A N/A
Deep sea fishing Level 2 N/A Commercial fishing
Deep water soloing Not covered N/A N/A
Deepelling Level 3 N/A N/A
Dirt Boarding Level 1 N/A N/A
Dodge Ball Level 1 N/A N/A
Dog Sledding Level 1 N/A Dog sledding in inaccessible areas; on unrecognized trails; racing; time trials and endurance events
Dragon Boating (inland or coastal waters) Level 1 N/A N/A
Dragon Boating (outside coastal waters) Level 2 N/A 4
Dune Buggy Level 1 N/A N/A
Elephant Riding/Trekking Level 1 N/A N/A
Expeditions (Multi-day trekking or mountaineering under 6,000m) Level 3 1 3
Expeditions (Multi-day trekking or mountaineering over 6,000m, unsupported or solo expeditions, exploratory expeditions or new routes, or any expedition within the Arctic Circle, the Antarctic or Greenland) Not covered N/A N/A
Extreme pursuits (other than as listed) Not covered N/A N/A
Fell Running/Walking (also see hiking, mountaineering and expeditions) Level 1 N/A N/A
Fencing Level 1 N/A N/A
Fishing (ice fishing) Level 3 N/A N/A
Fishing (inland or coastal waters) Level 1 N/A Rock fishing; commercial fishing
Fishing (outside coastal waters, deep sea fishing) Level 2 N/A N/A
Fitness Training Level 1 N/A N/A
Floorball Level 1 N/A N/A
Fly by wire Level 2 N/A N/A
Flying as a passenger in a glider or ultralight Not covered N/A N/A
Flying as a pilot or crew of any aircraft Not covered N/A N/A
Flying as a passenger while stunt flying, performing aerobatics Not covered N/A N/A
Flying as a passenger in a licensed scheduled or chartered aircraft or helicopter Level 1 N/A N/A
Football (soccer) Level 1 N/A N/A
Free diving Not covered N/A N/A
Free soloing Not covered N/A N/A
Frisbee Level 1 N/A N/A
Fruit picking (WWOOFing, general farm work, manual work) Level 1 N/A N/A
Glacier walking (ice walking) Level 1 N/A N/A
Gliding Not covered N/A N/A
Go Karting Level 1 N/A N/A
Golf Level 1 N/A N/A
Gridiron Level 1 N/A N/A
Gym training (aerobics, spinning, zumba, body pump, weight training, cross training, crossfit) (See also boxing and martial arts) Level 1 N/A 5
Gymnastics (also see trapeze) Level 1 N/A 5
Handball Level 1 N/A N/A
Hang gliding Level 3 N/A 5
Hazardous activities (other than as listed) Not covered N/A N/A
High altitude climbing, mountaineering or expeditions over 6,000 metres Not covered N/A N/A
High diving up to 10 metres Level 1 N/A Cliff diving
Hiking up to 3,000 metres (scrambling, hillwalking) see also mountaineering and expeditions Level 1 N/A 3
Hiking up to 6,000 metres (scrambling, hillwalking) see also mountaineering and expeditions Level 3 N/A 3
Hiking over 6,000 metres Not covered N/A N/A
Hockey (floor hockey or ice hockey in indoor/outdoor rink). For frozen lake/frozen river, select Hockey - frozen lake/frozen river Level 1 N/A N/A
Horse riding (bare back) Not covered N/A N/A
Horse riding (polo) Not covered N/A N/A
Horse riding (rodeo) Not covered N/A N/A
Horse riding (equestrian, dressage, show jumping, eventing) Level 3 N/A N/A
Horse Riding (leisure/social/non-competitive riding) Level 1 N/A N/A
Hot Air Ballooning (ballooning) Level 1 N/A N/A
Hunting Level 3 N/A Big game hunting
Hydrofoiling Level 1 N/A N/A
Hydrospeeding (grades 1 - 5) Level 1 N/A N/A
Ice climbing (see also mountaineering) Level 3 N/A 3
Ice fishing Level 3 N/A N/A
Ice Hockey (indoor/outdoor rink) Level 1 N/A N/A
Ice Hockey (frozen lake or river) Level 3 N/A N/A
Ice Skating (indoor/outdoor rink) Level 3 N/A N/A
Ice Skating (frozen lake or river) Level 3 N/A N/A
In-line Skating Level 1 N/A N/A
Jet Boating (inland/coastal waters, grades 1 - 2) Level 1 N/A N/A
Jet skiing (inland/coastal waters, grades 1 - 2) Level 1 N/A N/A
Kayaking (inland/coastal waters, grades 1 - 5 including white water, sea kayaking) Level 1 N/A N/A
Kayaking (outside coastal waters, including sea kayaking) Level 2 N/A 4
Kite boarding (on land or water) Level 1 N/A N/A
Kite buggy Level 2 N/A N/A
Kite flying Level 1 N/A N/A
Kite surfing Level 1 N/A N/A
Kite wing (land, water) Level 2 N/A N/A
Kite wing (snow) Level 2 N/A N/A
Korfball Level 1 N/A N/A
Lacrosse Level 1 N/A N/A
Land surfing Level 2 N/A N/A
Lawn bowling Level 1 N/A N/A
Martial arts (cage fighting, mixed martial arts, kick boxing, Muay Thai) Not covered N/A N/A
Martial arts (other than Judo & Karate) Not covered N/A N/A
Martial arts (Judo, karate) Level 1 N/A N/A
Martial arts (non-contact) Level 1 N/A N/A
Martial arts competitions or bouts Not covered N/A N/A
Mongol Rally Not covered N/A N/A
Moped riding Level 1 2 N/A
Motor biking (off road, trail bike riding) Level 2 2 N/A
Motor biking (on road) Level 1 2 N/A
Motor biking (pillion passenger with a licensed driver on road) Level 1 N/A N/A
Motor racing (driver or passenger in a motor sport show, race, competition or rally) Not covered N/A N/A
Motor racing experience (passenger only) Level 1 N/A N/A
Motocross Not covered N/A N/A
Mountain biking (downhill /on and off road / cross country) up to 3,000 metres in elevation) Level 1 N/A N/A
Mountain biking (downhill / off and road / cross country) up to 6,000 metres in elevation Level 3 N/A Cycling Yungas Road (Death Road)
Mountain biking over 6,000 metres Not covered N/A N/A
Mountain guide (mountaineering; rock climbing instructor or guide using ropes or specialist equipment) Not covered N/A N/A
Mountaineering to 6000 metres (with ropes, picks or specialist climbing equipment) see also expeditions Level 3 1 3
Multi-sport, triathlon, outdoor endurance (less than ultra-distance) Level 3 N/A N/A
Multi-sport, triathlon, outdoor endurance (ultra-distance or more) Not covered N/A N/A
Nanny/Au Pair (paid or volunteer childcare) Level 1 N/A N/A
Netball Level 1 N/A N/A
New climbing routes Not covered N/A N/A
Obstacle course/assault course/trim trail Level 3 N/A N/A
Office work (paid or volunteer clerical, non-manual work) Level 1 N/A N/A
Orienteering Level 1 N/A N/A
Outrigger canoeing (inland or coastal waters) Level 1 N/A N/A
Outrigger canoeing (outside coastal waters) Level 2 N/A 4
Outward Bound Level 1 N/A N/A
Paddle boarding Level 1 N/A N/A
Paint balling/airsoft Level 1 N/A N/A
Parachuting (more than 1 jump) Not covered N/A N/A
Parachuting (one jump only) Level 1 N/A 5
Paragliding/parapenting Level 3 N/A N/A
Parasailing (over water) Level 1 N/A N/A
Parasailing (over land) Level 3 N/A N/A
Parkour Not covered N/A N/A
Potholing Not covered N/A N/A
Power lifting Not covered N/A N/A
Quad biking Level 1 N/A N/A
Racquetball Level 1 N/A N/A
Rambling Level 1 N/A N/A
Rap jumping Level 3 N/A 3
Rappelling Level 3 N/A 3
Retail work (shop assistant/manager, general retail, manual work) Level 1 N/A N/A
Rickshaw Run Not covered N/A N/A
Rifle range/sports shooting Level 1 N/A N/A
River boarding/hydrospeeding (grades 1-5) See also black water rafting. Level 1 N/A N/A
Rock climbing (indoor) Level 2 N/A N/A
Rock climbing (bouldering) Level 2 N/A 3
Rock climbing (outdoor under 6,000m - multi-pitch climbing / sport climbing / bolted / aid climbing / traditional climbing / top or bottom rope climbing - see also mountaineering) Level 3 N/A N/A
Rock climbing (outdoor - over 6,000m) Not covered N/A 3
Rock fishing Not covered N/A 3
Roller hockey Level 1 N/A N/A
Roller skating Level 1 N/A 1
Rollerblading Level 1 N/A 1
Rounders Level 1 N/A N/A
Rowing/sculling (inland/coastal waters) Level 1 N/A N/A
Rugby (League/Union) Level 1 N/A N/A
Running (marathon distance) Level 2 N/A N/A
Running (half marathon distance or less) Level 1 N/A N/A
Running (ultra marathon) Not covered N/A N/A
Running of the bulls Not covered N/A N/A
Safari tours Level 1 N/A Handling of big game or dangerous animals
Sail boarding (inland or coastal waters) Level 1 N/A N/A
Sailing (inland/coastal waters) Level 1 N/A N/A
Sailing (outside coastal waters) Level 2 N/A 4
Salsa dancing Level 1 N/A N/A
Sandboarding/sandskiing Level 1 N/A N/A
Scooter biking/riding Level 1 2 N/A
Scrambling (up to 3,000 metres) Level 1 N/A N/A
Scrambling (up to 6,000 metres) Level 3 N/A N/A
Scrambling (over 6,000 metres) Not covered N/A N/A
Scuba diving over 40 metres Not covered N/A N/A
Scuba diving to 30 metres Level 1 4 2
Scuba diving (unqualified/learn to dive course/discover dive with qualified instructor) Level 1 4 2
Scuba diving (cave diving) Not covered N/A N/A
Scuba diving (cavern diving over 40 meters) Not covered N/A N/A
Scuba diving (cavern diving to 40 meters) Level 3 4 2
Scuba diving (commercial) Not covered N/A N/A
Scuba diving (paid or volunteer instructor or guide) Level 3 4 2
Sculling Level 1 N/A N/A
Sea canoeing (beyond 3 nautical miles) Level 2 N/A 4
Sea canoeing (inland or coastal waters within 3 nautical miles, grades 1 - 5) Level 1 N/A N/A
Sea Kayaking (beyond 3 nautical miles) Level 2 N/A 4
Sea canoeing (inland or coastal waters within 3 nautical miles, grades 1 - 5) Level 1 N/A N/A
Segway tours Level 3 N/A N/A
Shark cage diving (non-qualified at surface or qualified to scuba dive to 30 metres) Level 1 1/td> N/A
Shooting (rifle range/sports) Level 3 N/A N/A
Skateboarding (ramp, half pipe, skate park, street) Level 3 N/A N/A
Skeleton Level 3 N/A N/A
Ski instructor or guide (paid or volunteer) Level 3 3 1
Ski joring Level 1 N/A N/A
Skiing (cross country/nordic skiing on marked trails) Level 3 3 1
Skiing (power assisted skiing) Level 3 3 1
Skiing (snowblading) Level 3 3 1
Skiing (on piste or off piste within resort boundaries) Level 3 3 1
Skiing (backcountry/outside of resort boundary/alpine ski touring) Level 3 3 1
Skiing (by helicopter/snow cat) Level 3 3 1
Skiing (dry slope) Level 3 3 1
Skiing (terrain park within resort) Level 3 3 1
Skydiving (over 1 jump) Not covered N/A N/A
Skydiving (one jump only) Level 3 N/A 5
Sledding/Tobogganing/Snow Sleds/Snow Sleighs (on snow) Level 3 N/A N/A
Sleigh rides (horse drawn) Level 1 N/A N/A
Snooker Level 1 N/A N/A
Snorkeling Level 1 N/A N/A
Snow biking Level 1 N/A N/A
Snow kiting Level 3 N/A N/A
Snow rafting Level 1 N/A N/A
Snowboarding instructor or guide (paid or volunteer) Level 3 3 1
Snowboarding (back country/outside of resort boundary/alpine ski touring) Level 3 3 1
Snowboarding (by helicopter/snow cat) Level 3 3 1
Snowboarding (dry slope) Level 3 3 1
Snowboarding (on piste or off piste within resort boundaries) Level 3 3 1
Snowboarding (terrain park within resort) Level 3 3 1
Snowmobiling Level 1 N/A N/A
Snowmobiling (on frozen lakes and rivers) Not covered N/A N/A
Soccer Level 1 N/A N/A
Softball Level 1 N/A N/A
Spearfishing Level 2 N/A N/A
Speed Boating (inland/coastal waters) Level 1 N/A N/A
Speed Boating (outside coastal waters) Level 2 N/A 4
Speed flying Not covered N/A N/A
Speed trials Not covered N/A N/A
Spelunking (caving) Level 3 N/A N/A
Squash/Racquet ball Level 1 N/A N/A
Stand up paddle surfing/paddle boarding Level 1 N/A N/A
Stilt walking Level 1 N/A N/A
Stoolball Level 1 N/A N/A
Stunt flying Not covered N/A N/A
Surf boat rowing Level 1 N/A N/A
Surfing Level 1 N/A N/A
Swimming (outside coastal waters) Level 3 N/A N/A
Swimming (pool enclosed, inland or coastal waters) Level 1 N/A N/A
Swimming with whales/whale sharks (inside or outside coastal waters) Level 1 N/A N/A
Table tennis Level 1 N/A N/A
Tandem skydiving (one jump only) Level 3 N/A 5
Tandem skydiving (over 1 jump) Not covered N/A N/A
Tchoukball Level 1 N/A N/A
Teaching (paid or volunteer, child care, non-manual work) Level 1 N/A N/A
Tennis Level 1 N/A N/A
Ten-pin bowling Level 1 N/A N/A
Theme parks/fairgrounds Level 1 N/A N/A
Tough Mudder Level 3 N/A N/A
Trail bike riding (motor biking off road) Level 3 N/A N/A
Tramping (up to 3,000 metres) Level 1 N/A N/A
Tramping (up to 6,000 metres) Level 3 N/A N/A
Tramping (over 6,000 metres) Not covered N/A N/A
Trampolining Level 1 N/A N/A
Trapeze/High Wire Level 3 N/A 5
Trekking (up to 3,000 metres) Level 1 N/A N/A
Trekking (up to 6,000 metres) Level 3 N/A N/A
Trekking (over 6,000 metres) Not covered N/A N/A
Triathlon (less than ultra-distance) Level 3 N/A N/A
Triathlon (ultra-distance or more) Not covered N/A N/A
Tubing on rivers Level 1 N/A N/A
Tubing on snow Level 1 N/A N/A
Tuk Tuk (racing, hire without licensed driver, Rickshaw Run) Not covered N/A N/A
Ultimate Frisbee Level 1 N/A N/A
Via Ferrata Level 2 N/A N/A
Volleyball Level 1 N/A N/A
Wake skating Level 1 N/A 5
Wakeboarding Level 1 N/A 5
War gaming (online gaming) Level 1 N/A N/A
Water polo Level 1 N/A N/A
Water skiing Level 1 N/A 5
Water skiing (barefoot) Level 1 N/A 5
Weight training Level 1 N/A Powerlifting
White water kayaking (inland / coastal waters within 3 nautical miles, grades 1-5)) Level 1 N/A N/A
White water rafting (grades 1-5) Level 1 N/A N/A
Windsurfing (inland or coastal waters) Level 1 N/A N/A
Windsurfing (outside coastal waters) Level 2 N/A 4
Wingsuit flying Not covered N/A N/A
Work - Paid or Volunteer Instructor or guide (mountaineering, rock climbing or mountain guide where ropes or specialist equipment used) Not covered N/A N/A
Work - Paid or Volunteer Instructor or guide (in other covered activities) Level 2 N/A N/A
Work - Paid or Volunteer Instructor or guide (ski, snowboard, scuba dive) Level 3 N/A N/A
Work - Paid or Volunteer Manual Work (any work with power tools or working at height under 5 metres) Level 2 N/A N/A
Work - Paid or Volunteer Manual Work (hospitality, retail, general farm work) Level 1 N/A N/A
Work - Paid or Volunteer Non-Manual Work (teaching, clerical, childcare) Level 1 N/A N/A
Work - Paid or volunteer work at height over 5 metres, offshore rigs, underground or caves, operating machinery, working with dangerous animals/big game. Not covered N/A N/A
WWOOFing (general farm work, fruit picking, manual work) Level 1 N/A N/A
Yoga (class, alone/home practice) Level 1 N/A N/A
Yungas Road (Death Road) Not covered N/A N/A
Zip line Level 2 N/A N/A
Zorbing Level 1 N/A N/A

Special Conditions

  1. You must be with a professional, qualified and licensed guide, instructor or operator.
  2. You must have the appropriate certification or licence to do this sport or activity at home. If operating a motor vehicle, the driver must have the appropriate valid Canadian licence for the machine.
  3. Conventional skiing / snowboarding only. It is not a condition of cover that You ski or board with a guide, however, You must follow the International Ski Federation code or the resort regulations and We recommend that You do not venture into back country areas without taking local advice and appropriate rescue equipment. Search and rescue costs are not covered.
  4. You must hold a valid SCUBA diving certification (PADI, SSI or BSAC or equivalent) and follow the relevant Club or Association rules and guidelines at all times, or You must only dive under the constant supervision of a properly licensed diving school and follow their rules and instructions at all times.

Special Exclusions

  1. No cover for any competition, racing or national squad training, acrobatics, tricks, stunting, freestyle, aerials or jumps.
  2. No cover for any unaccompanied or solo dive or commercial diving.
  3. No cover for unsupported or solo climbing or solo expeditions, free mountaineering or free soloing, expeditions within the Arctic Circle, the Antarctic or Greenland, activities in inaccessible regions, exploratory expeditions and new routes, high altitude climbing over 6,000 metres, search and rescue operations.
  4. No cover for activities more than 60 miles (52 nautical miles) of a safe haven (a protected body of water used by marine craft for refuge from storms or heavy seas).
  5. No cover for Flight Accident or Travel Accident Coverage as described in Section 3.

    If you have any questions, please feel free to contact us.

 

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Last Updated: Oct 01, 2019 04:49PM AEST